Terms of Service

By accessing or using CardNest, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

CardNest provides:

• Credit card management tools
• Reward optimization features
• Location-based recommendations
• Secure card information storage
• Personalized spending insights

The service is provided 'as is' without warranties.

To use CardNest, you must:

• Be at least 18 years old
• Have legal capacity to enter into agreements
• Provide accurate information
• Comply with all applicable laws
• Maintain account security

You are responsible for:

• Maintaining password confidentiality
• Restricting access to your device
• Enabling biometric authentication
• Reporting unauthorized access
• Keeping contact information current

You agree not to:

• Violate any laws or regulations
• Infringe on others' rights
• Submit false information
• Attempt to reverse engineer the app
• Share account credentials
• Misuse the service

Users must:

• Provide accurate card information
• Update details when they change
• Verify reward rates independently
• Report any discrepancies
• Maintain current contact information

CardNest is not:

• A financial advisor
• A banking institution
• A credit card issuer
• A guarantee of rewards
• A substitute for professional advice

Always verify information with your card issuer.

We reserve the right to:

• Modify the service
• Interrupt service for maintenance
• Update features and functionality
• Discontinue services
• Limit service availability by region

Regarding external services:

• Links are provided for convenience
• We're not responsible for third-party content
• External terms may apply
• Verify security of external sites
• Use caution with external services

CardNest retains all rights to:

• App design and interface
• Logos and branding
• Algorithms and code
• Documentation and content
• Features and functionality

Users receive:

• Limited, non-exclusive license
• Personal, non-commercial use rights
• Non-transferable access
• Revocable permissions
• No redistribution rights

We may modify:

• These terms of service
• App functionality
• Pricing (if applicable)
• Available features
• Service availability

Users will be notified of significant changes.

Accounts may be terminated:

• At user request
• For terms violations
• Due to extended inactivity
• For service abuse
• At our discretion

Users can export their data before termination.

CardNest is not liable for:

• Incorrect reward calculations
• Service interruptions
• Data loss or corruption
• Third-party actions
• Consequential damages

In case of disputes:

• Contact support first
• Attempt informal resolution
• Follow arbitration procedures
• Comply with jurisdiction laws
• Maintain confidentiality